What This Policy Covers in India
Your data is used to create the account, check access, keep wallet records accurate, and resolve failed or disputed transactions. That can include name, contact details, device data, login history, cookie signals, and the payment trail connected with UPI, Paytm, PhonePe, or Google Pay. We may
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also keep chat records when you ask us to change a detail, close a record, or ask about a transaction. We keep each record only for the time needed for that purpose, then remove, mask, or archive it as the law or our internal retention schedule
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requires. If a regional rule changes the way we can handle your data, the local rule applies first, and access remains available only where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.